> ## Content Index
> Fetch the complete content index at: https://blockdyor.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# Peach Bitcoin Review 2026: Buy & Sell Bitcoin Without KYC
- URL: https://blockdyor.com/peach/
- Published: 2023-03-17T04:47:15.000Z
- Updated: 2025-11-30T23:47:29.000Z
- Description: In this review, we will examine Peach Bitcoin, a new and easy to use mobile application that enables users to purchase and sell Bitcoin without the need for Know Your Customer (KYC) compliance.
- Author: Kate Porter
- Tags: reviews

## What is Peach Bitcoin?

With *Localbitcoins* shutting down, the need for innovative methods of purchasing and selling Bitcoin without relying on centralized, KYC exchanges becomes even more critical. 

Often disregarded, peer-2-peer is a viable alternative to the classic solutions. **Peach Bitcoin's P2P marketplace app** for purchasing **BTC from others**, is a noteworthy solution that we'll review in this guide.

👉 [Click here to download Peach and get 100 free Peach Points](https://blockdyor.com/go/peach). 

| Feature                | Description                                                      |
| ---------------------- | ---------------------------------------------------------------- |
| 🌐 Website             | Peachbitcoin.com                                                 |
| 🏙️ Location           | Neuchâtel, Switzerland                                           |
| 📅 Year Founded        | 2022                                                             |
| 💰 Primary Token       | BTC                                                              |
| 📈 Listed Crypto       | 1                                                                |
| 💱 Trading Pairs       | 1                                                                |
| 💵 Supported FIAT      | EUR, CHF, GBP, SEK                                               |
| 🌍 Supported Countries | Worldwide                                                        |
| 💰 Minimum Deposit     | No minimum deposit                                               |
| 💸 Deposit Fees        | No deposit fees                                                  |
| 💰 Daily Buying Limit  | Varies based on verification level                               |
| 💱 Trading Fees        | Buy: Maker/Taker $4.00 for $200 Bitcoin purchase or 2%, Sell: 0% |
| 💸 Withdrawal Fees     | Low withdrawal fees                                              |
| 📱 Mobile App          | Available for iOS and Android                                    |
| 💬 Customer Support    | 24/7 customer support available through email and discord.       |

## Peach Bitcoin Features

![Peach Bitcoin Overview](https://blockdyor.com/content/images/2024/01/Peach-Bitcoin-Overview.webp)

Peach Bitcoin Overview

Peach Bitcoin offers a plethora of **features** that continuously expand with each app update:

1. **Buy and Sell Bitcoin**: Users can purchase Bitcoin up to a maximum of 1000 CHF (or the equivalent in euro) per day and 100,000 CHF per year.
2. **Fiat Onramp/offramp**: Peach Bitcoin accepts all major European currencies for fiat onramp/offramp transactions. Bank transfers, including SEPA, Faster Payments, Straksbetaling (NOK), and National Bank Transfer, and more are supported. Additionally, online wallets such as Advcash, PayPal, Revolut, Wise, N26, Friends 24, Skrill, Neteller, and Paysera are accepted. Surprisingly, even Amazon Gift Cards are a valid payment method. Moreover, during Bitcoin meetups and events, **cash** transactions are facilitated through a specific meetup mode.
3. **Non-Custodial Wallet Integration**: Users can integrate their non-custodial wallets by adding a specific address. Verification requires signing a message from the wallet to demonstrate ownership.
4. [**Liquid Network**](https://blockdyor.com/liquid-network/) **Integration for USDT Peer-to-Peer Trading**: Peach Bitcoin offers seamless integration with the Liquid Network, enabling users to engage in peer-to-peer trading with USDT (Tether). Users can easily swap BTC/L-USDT with just a few clicks, and the process is entirely KYC-free.

## Peach Bitcoin Quick Review

If you're short on time for the complete review, take a glance at our concise review. We assessed Peach Bitcoin according to our standard guidelines and ultimately assigned the **blockdyor score**.

| Category                               | Feature                                                                                       | Score |
| -------------------------------------- | --------------------------------------------------------------------------------------------- | ----- |
| **🔐 Privacy & Security (37/50)**      |                                                                                               |       |
| 🕵️ Non-KYC                            | The exchange is non-KYC                                                                       | 10/10 |
| 🔐 Non-Custodial                       | The exchange is fully non-custodial, users can withdraw their funds                           | 10/10 |
| 👥 Peer To Peer                        | The exchange is 100% P2P trading                                                              | 5/5   |
| 🌐 Decentralization                    | The exchange is centralized                                                                   | 1/5   |
| 🔒 Encryption                          | The exchange encrypts all confidential data transfers                                         | 5/5   |
| 🌐 TOR Connection                      | It's not possible to connect to the exchange with TOR                                         | 1/5   |
| 📂 Open Source                         | The software used is source available                                                         | 4/5   |
| 📱 2FA                                 | The exchange doesn't offer two-factor authentication                                          | 1/5   |
| **🚀 Features (37/50)**                |                                                                                               |       |
| 🖥️ User-Friendly UX                   | The platform is easy to use, but the trading process has many steps                           | 3/5   |
| 💵 Fiat Onramp/Offramp                 | Fiat onramp and offramp methods are many                                                      | 4/5   |
| 💸 Taker Fee                           | From 2%                                                                                       | 3/5   |
| 💸 Maker Fee                           | From 2%                                                                                       | 3/5   |
| 💸 Withdrawal Fee                      | Variable, based on Bitcoin network fees                                                       | 5/5   |
| ☎️ Customer Service                    | Available via Telegram and Ticket                                                             | 5/5   |
| 📚 Documentation                       | Plenty of documentation on the official website                                               | 5/5   |
| 🚮 Altcoins                            | Bitcoin-only, but also liquid assets such as L-USDT and L-BTC                                 | 3/5   |
| ⚡ Lightning Network Withdrawal/Deposit | The exchange supports the possibility to withdraw/deposit Bitcoin using the lightning network | 1/5   |
| 💧 Liquid Network Withdrawal/Deposit   | It's possible to withdraw or deposit Bitcoin with the liquid network                          | 5/5   |
| **🧱blockdyor Score (74/100)**         |                                                                                               |       |

## How to set up an account with Peach

- To download the app, click on the following link:

👉 [Click here to download Peach and get 100 free Peach Points](https://blockdyor.com/go/peach). 

- For Android users, simply download the app. iOS users must first download *TestFlight* and then drop an email to [hello@peachbitcoin.com](mailto:hello@peachbitcoin.com) in order to receive the access token;
- If asked, during the sign up phase, type **BLOCKDYOR** in the referral field and **you'll get 100 free Peach Points**;
- Choose a **payment method** during your first use, or set up multiple options in advance.

## How to buy Bitcoin on Peach

After you have downloaded and set up, **Peach** will look like something like this:

![](https://blockdyor.com/content/images/2023/02/Peach-Dashboard.png)

Peach employs **Satoshi** (the smallest unit of Bitcoin) as a benchmark for measuring the **quantity of Bitcoin purchased**, which may be challenging for novices.

However, it is the appropriate method to adopt, due to the **volatility of Bitcoin** (a satoshi is fixed in relation to Bitcoin) allowing for **very precise transactions**.

💡

Example: 0.01 Bitcoin is equal to 1 million satoshis, while 0.02 Bitcoin is equal to 2 million satoshis, and so on. Adopting this numerical system makes it easier to comprehend.

In the home, you can enter the **desired** amount of sats you would like to **buy**. Follow these steps to do the first transaction:

- Input your address to receive purchased bitcoins;
- Available offers will appear once setup is complete;
- Swipe through options and choose preferred offer.

**During our test,** the price of the typical BTC offer was from 5% to 10% over the KYC prices, but bear in mind that they can be higher (or lower) at the seller's discretion. Check seller rating, reference currency, and payment method before accepting an offer.

Offers cannot be modified, but before a *match* is found they can be deleted at any time. You can also leave a review for the seller after completing the purchase. You can view the transaction history in the **Trades** menu.

Upon a successful match, the buyer is given a **12-hour window to make payment for the displayed amount**. The buyer's score is determined by how quickly payment is made, with faster payments resulting in higher rankings. Peach utilizes a ranking algorithm to evaluate user actions and ensure user protection.

## How Peach works?

![How Peach Works](https://blockdyor.com/content/images/2023/02/How-Peach-Works.jpg)

How Peach Works

Peach is a mobile-only application that **matches individuals interested in buying or selling** Bitcoin through peer-to-peer (P2P) means. 

The Bitcoin is secured in a **2 of 2 multi-signature escrow** transaction between **Peach** and the **seller**.

💡

What's an ****escrow**? In preparation for a transaction, tokens are transferred to an escrow, a third-party wallet. The escrow retains the deposited tokens until the payment requirements are met. The transaction parties must guarantee that both the agreed-upon product or service is delivered and that payment is rendered.

The buyer sends fiat payment to the seller and receives Bitcoin to their own address. Users have access to private encrypted **chat** to communicate during a trade, and Peach functions as a mediator in case of any dispute.

The platform currently supports four currencies: Euro, British Pound, Swiss Franc, and Swedish Krona. Numerous payment options, including bank transfers, online payment services (like [**Revolut**](https://blockdyor.com/revolut/)), and gift cards, are also available.

User registration does not need the sharing of any [KYC](https://blockdyor.com/kyc/) or other personal information as user data is encrypted and stored on the user's device. Peach retains only a hash of the device ID.

## Peach Bitcoin Supported Countries

Peach exclusively supports the buy and sell of [Bitcoin](https://blockdyor.com/bitcoin/) (BTC) and is currently available to European users with EUR, CHF, GBP, and SEK currencies. 

Payment methods accepted include Sepa, PayPal, Revolut, Wise, Amazon vouchers, and more. 

The company's advertisement touts a centralized Bitcoin headquarters in **Switzerland**, where it maintains its funds in Bitcoin without the need for a traditional bank account.

## Is Peach Safe ?

Peach prioritizes user **security** by only requesting **minimal** user information and implementing safety measures for P2P exchanges. 

Users must follow guidelines for **self-custody**, such as keeping their wallet safe and avoiding sharing their seed phrase at all costs. 

In case of **disputes**, Peach has an arbitrator system in place. Peach is registered in Switzerland, and adheres to Swiss law, which limits trades without KYC to CHF **1000/day** and CHF 100,000/year. The first two trades are limited to CHF 50 for added security, and "account signing" is used to protect against malicious actors. 

Every account, to be considered trusted, the payment details must remain unchanged and trades must be completed successfully.

## Peach Bitcoin Alternatives

Comparing **Peach Bitcoin** with alternative platforms that facilitate fiat-to-Bitcoin (and vice versa) transactions without **KYC** in a completely **non-custodial** manner is logical.

|                          | Peach Bitcoin | Relai          | Hodl Hodl      |
| ------------------------ | ------------- | -------------- | -------------- |
| 🧱 blockdyor Total Score | 74/100        | N/A            | N/A            |
| 🕵️ Non-KYC              | Yes           | Yes            | Yes            |
| 🔐 Non-Custodial         | Yes           | Yes            | Yes            |
| 👥 P2P                   | Yes           | No             | Yes            |
| 💵 Fiat Onramp/Offramp   | Yes           | Yes            | Yes            |
| 💸 Taker/Maker Fees      | 2%/2%         | From 2.5%/2.5% | From 0.3%/0.3% |

**Relai**: From Switzerland, provides a centralized solution for buying and selling Bitcoin. Unlike a peer-to-peer model, it employs a centralized approach with a "soft-KYC" feature, eliminating the need for extensive identity verification. Notably, it incorporates a non-custodial Bitcoin wallet within the application, catering to users in Europe and Switzerland. Learn more about this app in our [**Relai Review**](https://blockdyor.com/relai-review/).

**Hodl Hodl**: An established P2P exchange based in the UK, allows users to purchase Bitcoin without undergoing KYC procedures. This web app-based solution eliminates the necessity for downloading additional applications. Hodl Hodl stands out for its diverse array of available offers and various payment methods, making it a versatile choice for Bitcoin enthusiasts. Learn more about this exchange in our [**Hodl Hodl Review**](https://blockdyor.com/hodl-hodl/).

## Peach Pros & Cons

| Pros                        | Cons                                    |
| --------------------------- | --------------------------------------- |
| ✅ No KYC                    | ❌ USD Not Supported                     |
| ✅ Intuitive and easy to use | ❌ High fees (2%)                        |
| ✅ Escrow system             | ❌ iOS version needs an invitation       |
| ✅ On-chain                  | ❌ Only available in EEU and Switzerland |

## Bottom line

Peach is a peer-to-peer Bitcoin marketplace built on **blockchain technology**, conveniently accessible through a user-friendly iOS/Android application. 

With the disappearing of trailblazers like **Localbitcoins**, such services have become critical in **democratizing Bitcoin usage**, as they eliminate the need for intermediaries and allow more individuals to access the cryptocurrency market. 

Peach's decentralized platform enables **secure**, direct transactions between **buyers and sellers**, promoting a decentralized and inclusive financial ecosystem.

![](https://blockdyor.com/content/images/2023/02/Peach-Logo.jpg) 

#### Peach Evaluation

Peach Bitcoin stands out as a leading P2P bitcoin trading solution, particularly renowned in Europe and Switzerland. Widely employed, it is often utilized for cash transactions at Bitcoin conferences. Nevertheless, its drawback becomes evident in the substantial 2% fee, a notable difference amplified by the considerable spread between centralized exchange (cex) prices and P2P prices—a premium that can be deemed relatively high. Despite this, Peach Bitcoin manages to attain a commendable ****blockdyor score of 74 out of 100**.

****Reputation**: Peach, an up-and-coming Bitcoin peer-to-peer marketplace, is still in beta and emerging in the world of Bitcoin-only P2P marketplaces. Nonetheless, it has a positive reputation among users who are eager to use this new app.

****Technology**: Peach's decision to make it exclusively smartphone-based has simplified its development and created a seamless user experience.

****Customer Service**: the marketplace provides a live chat with the seller and a direct email to Peach for customer service, though during our test, we did not always receive a fast response to our inquiries.

****Fees**: For buying Bitcoin, the Maker/Taker fee is $4.00 for $200 Bitcoin purchase or 2%. For selling is 0%. On top of this there is also the premium of higher Bitcoin prices compared to KYC exchanges.

****Ease of Use**: Peach is straightforward and easy to use, though the process of requesting the beta from iOS can be cumbersome.

## Frequently asked questions (FAQ)

### What is Peach Business Model?

Currently, during beta testing, Peach does not earn any commissions. However, once the app is ready for full release, it will charge an additional commission for transactions, which is standard for P2P marketplaces. 

### Who created Peach?

Peach is developed by @proofofsteph and @soulexporter, who can be found on Twitter. 

### What if the seller doesn't send me the Bitcoins I paid for?

While disputes should typically be resolved between the two parties involved, Peach staff is available to step in and assist if necessary. In the event that a dispute cannot be resolved, Peach staff will intervene and likely release the Bitcoins stored in escrow to settle the matter.